Jack and Pat Doherty go over health insurance options with Avera Select Agent Michelle Kohoutek.
The Holiday's are quickly approaching, but before you buy your bird for Thanksgiving, there is some other business thousands of seniors need to attend to. Medicare's Annual Enrollment Period begins Saturday November 15. Now is the time to pick or change your plan for the coming year.
Jack and Pat Doherty from Brandon are happy to be back at AveraSELECT and on the receiving end of some trusted advice from Agent Michelle Kohoutek.
Jack Doherty says, "It's still confusing to us so you really have to have faith in the person who's helping you."
The Doherty's are among 4, 500 Medicare Beneficiaries in this state who have to find new health coverage since Dakotacare Heartline Plus isn't being offered next year. The time to make those changes is now. Medicare's open enrollment period runs November 15th through the end of the year.
Arnett says the best advice he can give is for you to get with a trusted source, someone you've worked with before, to get good accurate, and honest information and who will explain all your options.
Jack says, "There are so many choice. You get so confused by the time you get done reading about it you need somebody to explain it all."
The Doherty's, like so many seniors in this country, as their age increases so does the number of prescription medications they need to take to survive. Jack Arnett, the Market Manager with AveraSELECT says if you do nothing, review your Plan D with Medicare. If you aren't covered by the right plan it could be a pretty tough pill to swallow come 2009.
Jack Arnett says, "There's been some dramatic changes to the plans from 2008 going forward to 2009. There have been significant premium increases, changes to the plans design and cost sharing. It's important every South Dakota Medicare Beneficiary review that for 2009."
With so many options available, traditional Medicare, Medicare Supplements, Medicare Advantage, the Doherty's are glad they opted for AveraSELECT to help them make decisions that will impact all of next year.