Thousands of farmers meet for the 26th annual Corn Growers Association meeting in Sioux Falls. They discussed a variety of topics and concerns -- one of those concerns is crop insurance.
Crop insurance is similar to any insurance most of us have like car or homeowners insurance.
Gary Duffy is a farmer from Oldham, South Dakota. He's also the president of the Corn Grower's Association. He says his crops, like many other farmers, had a tough 2011 season. The extreme weather was to blame.
"There are those who have done well. You have those who didn't get rain from the first of July on. so they suffered a little bit. It was a pretty variable year," Gary Duffy said.
That's why farmers rely on crop insurance, a safety net, incase anything happens to their crops. Bill Murphy oversees the Federal Crop Insurance Program and flew in from Washington D.C. to be at the meeting. He spoke to farmers about crop insurance and what 2012 has in store.
"Growers are finding it extremely hard to farm anymore without some level of crop insurance. Its getting difficult to get operating loan without it," Bill Murphy said.
He says the concern for farmers deals with funding that could affect crop insurance.
"With the budget cuts they're having in DC, crop insurance is becoming our safety nets. One thing we cant protect ourselves too much against is the weather. Crop insurance helps us risk manage that risk," Murphy said.
Gary says even though he didn't have a great farming season last year - he knows there is always a new season just months away.
"You're always battling with mother nature so you're never going to know quite what you'll have to deal with," Duffy said.
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