Beware of Cyber Monday - KSFY News - Sioux Falls, SD News, Weather, Sports

Beware of Cyber Monday

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If you decided to pass up the madness of Black Friday, but are still looking for some big bargains, then you might be getting ready to participate in a little Cyber Monday shopping.

Today is the day to get the deals without leaving the comfort of your house.

A lot of different sites are going to be offering free shipping and discounts but experts will tell you to be careful when shopping online.

Here are the top ten tips from the Better Business Bureau to keep you safe this Cyber Monday.

10. Know your rights - Federal law requires that orders made by mail, phone or online be shipped by the date promised or, if no delivery time was stated, within 30 days. If the goods aren't shipped on time, the shopper can cancel and demand a refund.

9. Check your credit card statements often - Don't wait for paper statements.

8. Keep documentation of your order - After completing your order there should be a final confirmation page, or you might get an email. Save a print out for yourself.

7. Pay with a credit card - It's best to use a credit card, because under federal law, you can dispute the charges if you don't receive what you bought.

6. Confirm your online purchase is secure - Look in the address box for the "s" in https:// and in the lower-right corner for the "lock" symbol before paying.

5. Beware of phishing - if you get an e-mail claiming there's been a problem with your order or account pick up the phone and call the contact number for the company you bought the item from.

4. Beware of deals that sound too good to be true - Go with your gut and don't be afraid to pass up a "deal" that might cost you more in the end.

3. Protect your personal information - The BBB says you should read the site's privacy policy and make sure you understand it. If the site doesn't have one posted, that should be a red flag.

2. Shop on trustworthy websites - Using obscure websites that you've never heard of before can be risky.

1. Protect your computer - A computer should always have the most recent updates installed for spam filters, anti-virus and anti-spyware software and a secure firewall.

And if you are looking for some of those great Cyber Monday deals, we checked out some of the big retailers websites.

A lot of them have whole pages dedicated to Cyber Monday deals. Many retailers started their deals at midnight, like Amazon.com, which is offering as much as 60 percent off a Panasonic TV that's usually more than $1,000. Sears is taking $430 off a Maytag washer and dryer and K-Mart is taking 75% off diamond earrings. Even Sams Club has deals for the week. But are these really the best deals?

According to an ABC survey. Cyber Monday may have a large volume of inventory on sale, but it might not have the steepest discounts. Here are a few items that experts say you might want to hold off on buying.

Toys - They will usually hit their lowest prices about two weeks before Christmas.

Brand name HDTVs - The best deals apply to third-tier manufacturers.

The latest digital cameras - The ones you buy today will be quickly replaced by 2013 models in a few months.

Christmas decorations - These can be an impulse buy but decoration deals improve closer to the actual holiday and, of course, after it takes place.

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