The SBA, Small Business Administration, stopped processing loans during the government shutdown.
This leaves many small business owners who applied for loans in limbo.
Which the mayor says is frustrating because it's impacting people in our town and giving some anxiety.
This building and this for sale sign represent Eric White's dream to run his own auto repair shop, until it came time for his loan to close on October first.
"When we went to the bank that morning and they said sorry this is a no-go, and they told me why, I felt my hear hit the floor. I just would never have expected something like this could affect someone like me," White said.
Small Business Administration loans help entrepreneurs get their business off the ground. Banks put up 50 percent, the SBA provides another 40 percent, and the business owner put's up the remaining 10 percent. But the shutdown brought loan applications to a halt.
Dakota Business Financing executive director Lynne Keller Forbes said "it has effects on everybody, it can an affect on a bank that's got a construction loan that's waiting to close and is unable to close, and now they're sitting out there."
"It can affect other sellers, it can affect the realtors because now the realtors aren't getting paid, because the deals aren't closing, it's a trickle down effect," Forbes added.
And without those loans, Mayor Mike Huether says the federal government pulled the dreams out from underneath people like Eric.
"To that small business owner, and to that potential homeowner, it means the world to them, and that's where reality sets in and I only wish that our government leaders in D.C. could feel it like they do," Mayor Huether said.
"I mean, there's people everywhere that are working without pay right now. There's people who are unemployed. I can't even get unemployment right now. I had a great... I had an awesome job that I left to follow the American dream, and I can't do anything about it now so I'm really disappointed in our entire government system," White said.