Open enrollment for ends March 31st - KSFY News - Sioux Falls, SD News, Weather, Sports

Open enrollment for ends March 31st

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Time is running out for people without healthcare.

The deadline to get health insurance from the marketplace is four weeks away.   

Don't wait and don't procrastinate.

Trying to figure out the differences in all those plans can be confusing for some and overwhelming for others.

But if you or someone you know has been putting this off, there's a few things to know.   

Throughout the state, navigators are available to walk you through the enrollment process.

And if you're without health insurance but need coverage, the March 31st deadline to sign up is fast approaching.

South Dakota Navigator Coordinator Kim Jones said "of course, human nature dictates that we kind of leave everything until the last minute and we're kind of seeing that crunch happen right now."

"Basically, the thing to know at this time is that by March 31st, in order to avoid a penalty all Americans either need to be involved in a qualified health plan through an employer based plan, VA, Tricare, or through the marketplace or they need to have filed for an exemption," Jones added.

"Time is running out to enroll in the marketplace. Navigators are here to help. We're not here to sell insurance, we're here just to help people to understand how this system works ," Jones said.

You have to pick out a plan and make your first payment for it by March 31st in order to avoid the penalty.

That fee is 95 dollars per person, plus half of that for each child in your family, or one percent of your household income, whichever is greater.

The maximum penalty is about $285 per family.

You can speak directly with a health marketplace navigator at 1-855-371-4987.

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